One type of insurance often abused by life, health, and accident insurance companies is that which provides a cash benefit or defined benefit—or the label preferred by insurers now, a supplemental health policy—that is supposed to kick in and pay benefits when diagnosed with or receiving treatment for a medical issue. That...

Insurance is meant to provide peace of mind against the financial costs of unexpected damage or loss. However, dealing with an insurance company after making a claim on the policy can be a huge frustration itself. 

How do you know which frustrations, delays, and disappointments are normal as opposed...

Claims against an insurance company for failing to fulfill the terms of an insurance policy can be complex and difficult. In many cases, the issue can be the definition of certain words in the contract. Sometimes, there can be claims against an insurance company that seek damages above, beyond, or outside the...

Running a business (or nonprofit) comes fraught with a host of stressors. Supply disruptions, marketing issues, cash flow, and regulatory requirements are just some of those. Others include the legal risks of not only consumer or client complaints related to your goods or services, but property damage resulting from unforeseeable natural or...

Running a company comes with a lot of responsibility. People in positions of authority have to make decisions that have far-reaching consequences. If employees, shareholders, creditors, or other parties take issue with the decisions made by a director or officer, they will typically sue that person directly along with the company. That...

Business interruption (or “business income”) insurance protects against temporary losses of revenue and extra expenses due to either a man-made or natural disaster, provided it is not excluded from coverage. It may be a benefit incorporated into a commercial general liability (CGL) policy, property insurance, or other type of standard business owner’s...